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Master Your Money. Change Your Life
Financial freedom starts with the right mindset. Get the tools you need to take control of your finances today.
Legal Disciplines
Core Focus Areas
Empowering individuals, families, and communities with the knowledge and tools to achieve financial confidence and freedom.
Financial Education
📚 Learn to take control of your finances. From budgeting strategies to smart money habits, we provide the tools you need to build a financially secure future.
Money Coaching & Mindset Shifts
💡 Break free from financial stress. Through personalized coaching, we help you reshape limiting money beliefs and develop strategies for long-term success.
Workshops & Community Impact
🏛️ Bringing financial literacy to the people. We host interactive workshops for children, young adults, and underserved communities, making money management accessible to everyone.
How We Work
Work Process
01
Awareness & Mindset Shift
💡 We start by identifying your current money habits and uncovering hidden beliefs that may be holding you back. Understanding your financial mindset is the key to lasting transformation.
02
Strategic Money Management
📊 Next, we implement practical budgeting, saving, and debt reduction strategies tailored to your lifestyle. Our approach ensures you can confidently manage your finances without feeling restricted.
03
Building Wealth & Long-Term Success
🚀 We focus on sustainable wealth-building strategies, including smart financial decisions, future planning, and unlocking new opportunities. The goal? Long-term financial confidence and freedom.
Success
Helping 1,000+ people take control of their money and build a better future.
1k+
Lives Transformed
Years
of Financial Empowerment
Who are we
Empowering you to master your money with confidence and clarity.
✓ Real-life money strategies that work
✓ Simple and engaging financial education
Testimonials
Our Customers Said
★ ★ ★ ★ ★
5.0 from 1,300+ reviews
Outstanding Client Feedback
Thank you for guiding me to focus on my credit! Gaining financial literacy has helped me take control of my finances and improve my financial well-being.
★★★★★
Dominique Shannon
Highly Recommended
I feel more confident in my spending because of the foundation she helped me set. Her guidance changed my perspective on money!
★★★★★
Jasmine Espinosa
Excellent
Retha Nicole is amazing! She makes financial management simple and approachable. Her coaching gave me clarity on my money habits.
★★★★★
Steven Fleming
Have Questions?
Frequently Asked
Questions
Frequently Asked Questions
Browse the website to discover workshops, books, and resources that support your financial journey. If you have any questions beyond what’s covered, our team is here to help.
What services does Retha Nicole offer?
I provide financial literacy workshops, money mindset coaching, and educational resources to help individuals and families take control of their finances.
Tell me more about your cancellation policy.
All workshop registrations are non-refundable. However, if you’re unable to attend, you may transfer your registration to a future session or another participant with advance notice.
What makes your approach different from other financial coaches?
With my background in banking and financial services, I bring real-world experience to my coaching. I combine industry knowledge with mindset shifts and practical money strategies, using storytelling to make financial literacy relatable and actionable.
Who can benefit from your workshops?
My workshops are designed for young adults, parents, and individuals who want to break free from financial stress, build better money habits, and create a secure financial future.
Do I need to have a certain income level to join your workshops?
Not at all! My coaching is designed for anyone, regardless of income level. It’s about learning how to manage what you have and grow from there.